Why COBRA Simple?

We Offer Full Service COBRA Solutions: COBRA regulations are complex and constantly changing, making COBRA harder to administer. Failure to comply with the stringent regulations and requirements exposes employers to exhaustive IRS audits, severe penalties, and potential litigation from qualified beneficiaries whose rights have been violated. With continuing legislative changes, you need an experienced COBRA administrator who is able to adapt and implement new legislative requirements as soon as they are enacted. Our COBRA professionals provide compliant COBRA administration under the most effective service model for you and your COBRA participants.

We’ll Save You Time and Money: Failure to comply with COBRA guidelines can lead to heavy fines and penalties that can be devastating for you as an employer. COBRA Simple can help you avoid stiff penalties, additional taxes and other expenses by ensuring that your company remains in compliance.

We Offer Fully Compliant, Technologically Driven Solutions: Our state-of-the-art online COBRA administration platform will provide you with customized reporting capabilities, online information submission, and round-the-clock access to all of your continuant information.

COBRA Certification: Each of our COBRA team members are designated as Certified COBRA Administrators. This certification requires that our specialists adhere to ongoing continuous education requirements mandated by the COBRA law, and are abreast of the latest federal and state revisions specific to the COBRA & HIPAA laws.

Administrative Services

COBRA Simple provides comprehensive COBRA administration services. In addition to our services, we also offer the peace of mind that your COBRA needs and requirements are being met by our knowledgeable staff of trained and caring individuals. Our services include:

• Initial COBRA Notice mailed to new hires and newly covered dependent(s)
• COBRA Election Notice and COBRA enrollment materials mailed to qualified beneficiary and dependent(s)
• Remove qualified beneficiaries from all active group coverage after a qualifying event
• Tracking of COBRA election timelines and COBRA eligibility timelines
• Notification to employer of any COBRA enrollments or terminations
• All COBRA eligibility changes are sent directly to health carriers for processing
• Generate premium coupons for new COBRA members
• Collect qualified beneficiary premiums, verify funds, and remit premiums to the employer on a monthly basis
• Customer service for COBRA members
• Conversion notices for COBRA members prior to end of COBRA
• Open Enrollment communication to COBRA members
• Miscellaneous communication to QBs (i.e. NSF checks, partial payments, credit balances)